Antoine Scalia unveils Cryptio’s multi-application platform, empowering institutions to unify accounting, tokenization, and lending operations on a single trusted data layer.

At this year’s Crypto Finance Forum, Cryptio CEO Antoine Scalia reflected on a turning point for digital asset enterprises.

Capital markets are moving on-chain. Exchanges are expanding into brokerage and derivatives. Stablecoin issuers are entering the payment infrastructure. Banks and custodians are building digital asset desks.

Each new business line adds exponential operational and back-office complexity - segregating assets, reconciling data across systems, and meeting ever-evolving regulatory requirements.

For over seven years, Cryptio has powered the back-office of digital asset leaders, helping them navigate these transitions with trust and transparency. This year marks a new chapter: Cryptio is evolving into a multi-application platform built to unify operations across accounting, tokenization, and lending.

From foundations to applications: Introducing the Cryptio platform

Last year’s Bedrock launch introduced a next-generation infrastructure for reconciliation, scalability, and compliance.

This year, Cryptio is moving beyond infrastructure - introducing a suite of purpose-built applications that operate on a single, trusted data infrastructure.

The platform now includes three core applications:

• Accounting – Advanced multi-entity accounting and reporting for regulated enterprises.
• Tokenization Compliance – Automated token supply tracker and on-chain vs. internal system mint-and-burn reconciliation for stablecoin and token issuers.
• Loan Management System (LMS) – End-to-end loan lifecycle, collateral, and reconciliation tools for crypto lending operations.

All applications are built on top of Cryptio’s Data Layer, a proprietary infrastructure that ingests, normalizes, and aggregates digital asset data from blockchains, custodians, exchanges, and internal systems.

1. Accounting: The backbone of digital asset finance

Cryptio’s flagship accounting product has evolved to serve increasingly sophisticated enterprises - banks, brokers, exchanges, payment solutions, asset managers, and stablecoin issuers managing multi-entity operations under global regulatory oversight.

This year, three major innovations take it further:

Multi-Inventory System

Regulated enterprises must segregate customer, treasury, and operational assets in accordance with major regulatory frameworks such as MiCA and the GENIUS Act.

Cryptio’s multi-inventory feature enables virtual segregation on top of existing wallet architectures - so teams can maintain compliance while preserving operational flexibility without restructuring their wallets.

Derivatives Module

As derivatives adoption surges, Cryptio now supports futures, perpetuals, and options accounting across major exchanges, automating mark-to-market adjustments and unrealized P&L tracking.

Dimensional Reporting

Modern crypto businesses operate across multiple entities, business lines, and jurisdictions.

Cryptio’s new dimensional reporting enables finance teams to slice and analyze data by specific attributes across any business dimension – such as entity, business line, trading venue,  or asset class – delivering unmatched flexibility for enterprise-grade reporting.

2. Tokenization Compliance: Building trust through token supply reconciliation

The rise of stablecoins and tokenized assets has introduced new demands for transparency and control. Regulators are moving fast, up to daily reconciliation of on-chain supply and off-chain reserves.

Cryptio’s Tokenization Compliance product automates this process:

• Tracks every mint and burn event on-chain.
• Reconciles token supply with internal issuance data using independent on-chain data.
• Surfaces discrepancies instantly, with workflows for investigation and resolution.
• Supports issuer-specific logic, such as pre-minted treasury assets and exclusion rules for non-circulating tokens.

“With these new regulatory frameworks, you will need to do these reconciliations daily” said Scalia. “Tokenization Compliance product is able...to establish this confidence that you need with independently verified token supply data and reconciliation.”

Built in collaboration with leading stablecoin issuers like Circle, this product defines a new operational standard for tokenized asset transparency.

3. Loan Management System: Powering the next wave of crypto lending

Crypto lending is back - and this time, it’s institutional.

Enterprises offering collateralized loans and margin products face the same challenge that once plagued crypto accounting: fragmented data and manual spreadsheets.

Cryptio’s new Loan Management System (LMS) unifies the front, middle, and back office for lending operations.

Key pillars include:

• Loan lifecycle management: Track every loan agreement, payment, and maturity event in a single dashboard.
• Collateral management: Monitor and reconcile collateral positions across wallets and custodians with financial health and liquidation threshold notifications.
• Accounting & reconciliation: Automatically generate accrual data, interest calculations, and journal entries.

By leveraging the shared Cryptio Data Layer, LMS integrates transaction-level accuracy with operational dashboards, helping institutions manage lending books at scale and with audit-ready precision.

Trusted data infrastructure for the digital asset economy

At the heart of every Cryptio application is the data infrastructure that powers:

• Ingestion of on-chain and off-chain data.
• Normalization and categorization across systems, platforms, and protocols.

This Data Layer isn’t just infrastructure; it’s the foundation of trust for an industry that’s becoming more regulated, interoperable, and data-driven than ever.

The road ahead: From financial integrity to operational intelligence

With the 2025 launch of its multi-application platform, Cryptio is moving from enabling financial integrity to delivering operational intelligence with a trusted platform to power the next generation of institutional digital asset businesses.

“Every expansion, every product expansion, every new product launch that you’re doing... has new layers of complexity behind the scenes, especially in a back office and operations perspective.” said Scalia. “This next era of digital asset...really demands a broader and deeper suite of purpose-built solutions.”

Get started with Cryptio

If you’re a bank, exchange, broker, or token asset issuer looking to unify accounting, compliance, and lending operations, talk to our team to find out how our applications already solve the most significant pain points.

Discover how Cryptio’s multi-application platform can power your next stage of growth.  Request a free innovation session.